Desk
How artificial intelligence is transforming credit decisions, underwriting, and risk assessment in the lending industry.
Fintechs and banks are trading FICO's century-old dominance for dynamic, data-rich models. Here’s what borrowers, regulators and investors should watch next.
A new federal push for explainable AI in consumer lending forces fintechs, banks and cloud providers to choose between speed and compliance — investors take note.
Large lenders and fintechs are moving from rules-based scoring to LLM-driven underwriting. Speed and inclusion rise, but so do bias, regulatory and operational risks.
From loan approvals to compliance monitoring, generative AI is accelerating inside banks. Winners could be chips and cloud; risks could cost lenders dearly.
Banks and fintechs are swapping rulebooks for models. That boosts approvals and risk — and puts investors and regulators on alert.